| LOANS |
APR |
More Information |
| Share (savings) Secured Loan |
4.75% |
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| New Autos-100% Financing* |
4.99% |
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| Used Autos-90% NADA Book Retail Value |
4.99% |
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| Recreational Vehicles |
7.00% |
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| ATVs, Boats, Snowmobiles |
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| Motorcycles |
5.99% |
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| Motor Homes, 5th Wheels and |
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| Self-contained Travel Trailer |
7.00% |
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| Home Equity Fixed Rate- Minnesota Homesteads |
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| 10 year term = 0.25% above Prime* |
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| 15 year term = 0.50% over Prime* |
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| Home Equity Variable Rate- Minnesota Homesteads |
| Prime* + 0% |
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| *Prime rate published in the Money Rates |
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| Column of the WALL STREET JOURNAL |
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| Variable adjusted Quarterly. (March 1st, June 1st, September 1st and December 1st) |
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| Debt Consolidation |
10.00% |
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| Home Improvement |
10.00% |
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| Signature Loans |
10.00% |
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| Access to Federal Student Loans and |
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| Consolidation Loans |
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| Lender Code: 833534 |
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| SHARE SAVINGS ACCOUNTS |
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| Annual Percentage Yield has been set by the Board of Directors. |
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| 2nd Quarter 2008 |
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| Account Balances $25.00 and above |
2.00% |
APR |
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| Account Balances below $25.00 do not earn dividends |
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| CHRISTMAS CLUB ACCOUNTS |
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| Annual Percentage Yield has been set by the Board of Directors. |
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| 2nd Quarter 2008 |
2.00% |
APR |
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| Christmas Club Checks will be mailed annually the first week of November. |
