Share Savings Account
By opening a share savings account with Midland Co-op Credit Union you become a member (shareholder) of the Credit Union. You receive the services of the Credit Union and the right to one vote concerning the election of the Board of Directors and amendments to the Bylaws at the Annual Meetings.

Our members have repeatedly enjoyed competitive dividend rates paid on their share savings accounts. Dividends are paid quarterly based on the Credit Union's earnings for that quarter. Dividends are calculated on the Average Daily Balance on accounts over $25.00.

Minimum Opening Deposit........$5.00

Share Draft (checking) Accounts

  • First Box of Checks FREE!
  • No Monthly fees
  • No Per Item Fees
  • Direct Deposit Available
  • Overdraft Protection from Share Savings Account
  • Minimum Opening Deposit........ $100.00

    cuCheck Card-Paired with the Credit Union’s Free Share Draft (checking) account the cuCheck Card is accepted worldwide at millions of merchants displaying the VISA logo. The check access card lets you purchase goods and services as if you were writing a check.

    The cuCheck card can also be used like an ATM card at any participating network ATM, as well as thousands of other locations around the world.
CUMoney Pre-paid Debit Card
Fund It. Spend It. You pre-fund the card with a specific amount of money. So you can control your spending, but can re-load the card at any time from your computer or by calling the Credit Union. It’s not tied to your checking or share savings account, so if it’s lost or stolen, you won’t have any risk.

Christmas Club Accounts
A separate savings account for your Holiday gift list. Deposits accepted through October of the year. Checks for the balance of the account plus dividends earned are mailed out automatically in early November each year.

Home Banking
Access your account any time from any PC via our web site. View account balances, transactions history, cleared checks, transfer funds and request withdrawals. While on Home Banking you can easily enroll to receive your statement online as e-Statements.

LOANS
Click on RATES tab above to check out the most current rates and information. Rates posted are for all members. We qualify you based on history with the Credit Union, Debt to Income ratio, and history found upon your credit report.
  • Autos
  • Debt consolidation
  • Federal Student Loan access
  • Home Equity- Fixed and Variable rate
  • Home Improvement
  • Motor Homes, 5th Wheels, Travel Trailers
  • Motorcycles
  • Recreational Equipment-ATVs, Boats, Personal Watercraft, Snowmobiles
  • Signature
CU Succeed - The Teens Financial Network
Features include loan calculators, sample resumes, budget spreadsheets, tips on buying a car and advice on debit and credit use.

Check out the LINKS tab above for Consumer Information, Continuing Education, Vehicle information and educational sites for kids and teens.